Mortgage Rate Update | January 29, 2026

MRU

Mortgage rates – Every Thursday, Freddie Mac publishes interest rates based on a survey of mortgage lenders throughout the week. The Freddie Mac Primary Mortgage Survey reported that mortgage rates for the most popular loan products as of January 29, 2026 were as follows:

The 30-year fixed mortgage rate was 6.1%, almost unchanged from 6.09% last week. The 15-year fixed was 5.49 %, up from 5.38% last week.

The graph below shows the trajectory of mortgage rates over the past year.

From Windows 11 to Optimus Gen 3 and More! | Tech News

Wind down the week with the latest news from the world of tech and media. We’re covering the top headlines from Windows 11 to Optimus Gen 3 and more in this week’s blog. Check it out and stay connected!

Spotify expands group chats so you can share music with a crew

Spotify rolled out group chats that let up to 10 friends and family members talk about songs, podcasts, and playlists inside the app, extending the direct-message feature it launched last year. The group experience ties into Spotify activity signals — you can only add people you’ve interacted with through features like Collaborative Playlists or Jam sessions — which keeps the chats focused on actual listening relationships rather than random DMs. Messaging remains available to free and premium users, which should help social discovery without putting a paywall around conversation. For music marketers and creators, group threads create a cozy place to seed releases and fan moments without leaving the streaming context. Expect more social glue-like listening activity and shared queue tools as Spotify leans into in-app connection rather than external chat. 

ROGBid’s Fusion 2-in-1 slips a ring and a watch into one fitness gadget

ROGBid unveiled the Fusion, a hybrid that doubles as a smart ring and a wristwatch, packing heart-rate monitoring, activity, and sleep tracking into a modular form factor aimed at people who want both subtle wearables and glanceable displays. The novelty here is the multi-form approach — you can wear the ring for discreet biometric sensing or snap it into a wrist module for a more traditional watch UI and notifications. Early hands-on notes call out decent sensor performance for the category, though battery and durability under continuous wear are always the practical tests. If the Fusion nails user comfort and seamless mode switching, it could appeal to folks who oscillate between jewelry-style discretion and smartwatch practicality. It’s a reminder that the wearables category still has room for playful engineering, not just iterative screens. 

PopSockets folds a wallet into its kickstand — MagSafe ready and slim

PopSockets added the Kick Out PopWallet Grip, a folding wallet built into its signature stand, with MagSafe compatibility and a slimmer profile for people who want one less accessory bulking up their pocket. The new design balances everyday convenience — card storage plus a stable phone prop — with compatibility for modern magnetic ecosystems, and it’s clearly targeted at practical flat-lay and influencer photo moments. It’s not trying to be luggage-grade security; it’s about low-friction carry and neat staging for social content. For product teams, it’s a quiet reminder that simple hardware combos still find demand when they solve a minor but persistent friction (pocket bulk, shaky TikTok filming). Expect the usual seasonal color drops and collabs that keep conversion windows lively. 

Windows 11 hits 1 billion users faster than Windows 10 — platform momentum matters

Microsoft announced that Windows 11 has reached roughly 1 billion users, hitting the milestone faster than Windows 10 did and underscoring the OS’s steady enterprise and consumer traction since launch. The figure bundles active devices across consumer PCs, enterprise installs, and various OEM deployments — a reminder that platform adoption still moves markets for software, security, and peripheral makers. For IT teams, the milestone solidifies Windows 11 as the de facto baseline for new deployments, driving tooling and app compatibility decisions. Investors and partners read this as validation of Microsoft’s cadence: regular feature updates, Copilot integration, and enterprise tooling have kept the upgrade cycle alive. While milestones don’t erase fragmentation, they do shape where developers and vendors prioritize support. 

Tesla says production-ready Optimus Gen 3 is arriving — robot ambitions accelerate

Tesla confirmed that Optimus Gen 3 hardware is nearing production readiness. Likewise, the news on Optimus Gen 3 signals an aggressive push to scale humanoid-robot capabilities next year. Of course, the news from Tesla ties its Optimus Gen 3 robot progress to its broader automation roadmap. The update underscores Tesla’s shift from proof-of-concept demos to engineering cadence aimed at manufacturability and cost reduction. Tesla’s Optimus Gen 3 angle is familiar: iterate fast, move into constrained, high-value deployments, and then broaden. For logistics and manufacturing teams, even early, reliable robot helpers like the Optimus could change workflows. Additionally, for the public, Optimus still sits at the intersection of hype and real engineering. Watch the next quarterly updates for concrete fleet and customer pilots that prove robustness beyond staged demos. 

Snap spins off its smart-glasses group into a separate company to move faster

Snap announced it’s turning its AR/Specs team into a standalone subsidiary, a structural move intended to give the group a startup-like focus while keeping strategic alignment with Snap’s broader ecosystem. The subsidiary model aims to accelerate product cycles and partnerships for smart glasses, signaling Snap wants to operate the unit with distinct commercial strategies and potential external collaborations or investments. For AR developers and hardware partners, an independent entity could mean clearer APIs, dedicated roadmaps, and bespoke integration deals. The shift also reflects how major platforms are experimenting with organizational forms to keep hardware innovation nimble without dragging legacy product teams into long cycles. If execution is clean, the split could yield faster iterations and clearer go-to-market plays for on-face computing. 

Bluesky teases a 2026 roadmap of live features, richer feeds, and events

Bluesky laid out a 2026 roadmap that includes “live” features, enhanced feed mechanics, and event integrations designed to make the network feel more immediate and discovery-driven. The plan focuses on reducing friction for creators and communities to host live interactions and to surface timely content without mimicking other platforms’ exact formulas. For users, the proposal promises better ways to follow conversations and attend virtual events inside the app; for developers, it hints at new primitives for real-time publishing and moderation. Bluesky’s approach emphasizes privacy and decentralization while still chasing the engagement patterns that make social apps sticky. The year ahead will test whether these features can scale while preserving the network’s core ethos and governance guardrails.

Weekend Events | January 30 – February 1, 2026

With February coming to a close, there is no better way to wrap up the weekend than with local fun. From Dine L.A. to Lunar New Year celebrations, and more, we have you covered. Check out what’s happening in your neighborhood from January 30 through February 1.

Los Angeles Weekend Events | January 30 – February 1 

Griffith Park Run

When: February 1, 2026 

Where: Griffith Park

What: Lace up for a scenic Sunday in Griffith Park at this all-levels charity run benefiting the Los Angeles Parks Foundation. Choose between a 5K or a half-marathon; the former is flat, shady, and dog-friendly for the first time ever, while the latter winds past the Autry Museum and merry-go-round along the park’s major trails. Post-race perks include local food trucks and a vendor village with fun sampling booths.

Miyawaki Forest at Gloria Molina Grand Park

When: January 31 

Where: DTLA

What: Help give downtown L.A. a lush new legacy by planting the city’s first urban Miyawaki forest at Gloria Molina Grand Park this weekend. This fast-growing, biodiversity-boosting forest, based on a Japanese planting method, will take root with 200 native trees and plants in Block Two of the park. The day kicks off with an Aztec land blessing by Yankuititl, followed by free planting demos, seedball-making, native plant giveaways, and a DJ set by Hello Stranger to keep the energy up.

 

Dine L.A. Restaurant Week

Where: Various locations

When: Until February 6 

What: Dine L.A.’s winter edition returns January 23 through February 6, bringing two weeks of special prix-fixe menus from hundreds of restaurants across the city. It’s the perfect excuse to revisit local favorites or finally snag a table at some of L.A.’s most buzzed-about spots, all at more wallet-friendly prices. This season shines a spotlight on the San Fernando Valley and welcomes exciting newcomers from across the county.

Westside & Beach Communities Weekend Events | January 30 – February 1 

The Makers Hive Market

When: February 1 

Where: Santa Monica

What: Knock out your Valentine’s or Galentine’s Day shopping early at this festive open-air market at Santa Monica Place. Browse handmade goods, vintage treasures, and delicious treats from dozens of local artisans—all in a family- and pet-friendly setting. Bonus fun: personalize your day with interactive workshops like DIY perfume-making, pot painting, or a hilariously charming “bad portrait” sketch.

Lunar New Year Celebration at Disney California Adventure

When: Until February 22 

Where: Anaheim 

What: Celebrate the Year of the Horse at Disney California Adventure with a month-long Lunar New Year festival filled with flavor, folklore, and fanfare. Kids can snap pics with Mulan, Mushu, and the Disney crew in their festive best, while grown-ups can graze through market stalls offering Asian-inspired bites from China, Korea, and Vietnam. Don’t miss the vibrant daytime procession led by Mulan or the evening’s “Hurry Home” water show that brings Lunar New Year wishes to life just before World of Color begins.

Astra Lumina

When: Until January 31, 2026

Where: Rancho Palos Verdes

What: Wander through a glowing garden of stars at South Coast Botanic Garden’s year-end light show, where nine celestial-themed installations illuminate a dreamy Palos Verdes trail. While it’s not a traditional holiday display, the experience is both mesmerizing and meditative, especially with optional pre-walk breathwork classes offered on select nights. Expect a tranquil, wellness-inspired spin on L.A.’s after-dark botanical trend.

 

San Fernando Valley Weekend Events | January 30 – February 1  

Motown Skate Night

Where: Moonlight Rollerway, Inc. | 5110 San Fernando Road, Glendale

When: January 31 

What: Lace up your skates and get ready to groove at Motown Skate Night, happening Saturday from 8 PM to 11 PM. This all-ages event invites you to roll to the legendary sounds of The Supremes, Marvin Gaye, Stevie Wonder, The Temptations, and more. Admission covers entry only, and skate rentals will be available at the door for $8.

Succulent Terrarium Workshop

When: January 31 

Where: Tansy | 2120 West Magnolia Boulevard, Burbank

What: Create your own mini indoor garden at this hands-on succulent terrarium workshop, perfect for all ages. An expert instructor will guide you step-by-step as you layer stones, moss, sand, and soil to build a personalized terrarium using provided plants and materials. Just bring your creativity—everything else is included.

Superstar Saturdays W/ Tom Dreesen

When: January 31 

Where: Flappers Comedy Club And Restaurant | 102 E Magnolia Blvd, Burbank

What: Toast the end of Prohibition in style with a night of food, drinks, laughs, and show-stopping entertainment. This lively celebration features celebrity guests, top headliners, and rising stars for a night that’s equal parts glitz and giggles.

 

Conejo Valley Weekend Events | January 30 – February 1 

Lunar New Year Celebration at the Stagecoach Inn Museum

When: January 31 

Where: Stagecoach Inn Museum | 51 S Ventu Park Rd, Newbury Park

What: Celebrate Lunar New Year 2026 with an afternoon of cultural performances and interactive activities, hosted by the Phoenix Family Performing Arts Collaborative. Enjoy a live dance performance by the Phoenix Dance Collective, plus Chinese tea tastings, calligraphy, fan painting, origami, and a red envelope giveaway. A festive museum exhibit of Chinese costumes and artifacts will also be on display through February 14.

Free Sing-Along Hosted by Los Robles Children’s Choir

When: January 31 

Where: 1744 Donlon St, Ventura

What: Sing your heart out with Los Robles Children’s Choir at a series of free, family-friendly sing-alongs led by a professional song leader and pianist. No experience needed—just bring your voice and good vibes! Events take place on Saturdays and Sundays across Ventura County through February, with RSVPs available on Eventbrite.

Humanitarians on the Front Line In Ukraine Presentation

When: February 1 

Where: 1600 E Hillcrest Dr, Thousand Oaks

What: Get an up-to-date look at humanitarian efforts in Ukraine with Dave Nonnemacher of New Horizons-USA, who recently returned from his eighth mission. He’ll share stories and updates from the front line during a talk at Ascension Lutheran Church in Thousand Oaks on Sunday, February 1, at 10:30 AM.

Elegant Local Fine Dining | L.A. Eats

Experience refined dining at its finest with Los Angeles’ array of upscale restaurants. From Michelin-starred gems to iconic establishments led by celebrated chefs, the city offers no shortage of exceptional culinary destinations. Treat yourself to a night of luxury and savor the best of LA’s fine dining scene.

Linden

Location: 5936 W Sunset Blvd (at Tamarind Ave), Los Angeles, CA 90028

Linden, an elegant fine dining destination, channels chef Jonathan Harris’s New York upbringing into an inventive menu that reflects the interplay of Caribbean, Italian, and Jewish flavors. The standout wagyu pie, bursting with oxtail and rich gravy beneath a flaky “patty” pastry, is a nod to classic New York street food, while prawns and polenta luxuriate in a spicy arrabbiata cream. Complementing the menu are cleverly named cocktails like the Lemon Ting and L.I.R.R., reinforcing Linden’s East Coast roots. But the energy is pure LA: lush greenery drapes from the ceiling, a stylish crowd fills the room, and the night often ends with a visit to its chopped cheese sister restaurant next door for a final bite of the Big Apple in the heart of Hollywood.

Antico Nuovo

Location: 4653 Beverly Blvd, Los Angeles, CA 90004

Tucked into an unassuming strip mall near Larchmont, Chad Colby’s Antico Nuovo serves some of LA’s most refined takes on rustic Italian cuisine. The menu emphasizes California’s seasonal bounty through dishes like housemade pasta, grilled meats, and a “pane” section that celebrates robust focaccia with indulgent toppings—think whipped ricotta with pistachio pesto or marinated anchovies. The dimly lit, windowless dining room only adds to the cozy allure, drawing well-heeled diners eager to explore an impeccable wine list and finish their meal with a scoop of house-churned ice cream.

San Laurel

Location: 100 S Grand Ave, Los Angeles, CA 90012

Perched on the 10th floor of Conrad Los Angeles, José Andrés’ San Laurel delivers a masterful take on Spanish cuisine in an elegant, high-ceilinged space. The elegant dining menu takes inspiration from Andrés’ celebrated work at The Bazaar, presenting sophisticated yet approachable dishes like gambas al ajillo, hiramasa crudo with buttermilk leche de tigre, and charred asparagus with romesco. Desserts push the envelope, featuring whimsical creations such as dehydrated chocolate mousse paired with refreshing mint ice cream.

Kato Restaurant

Location: 777 S Alameda St, Los Angeles, CA 90021

What started as a modest Taiwanese tasting menu in a West LA strip mall has evolved into one of Downtown LA’s most sought-after fine dining experiences. Chef Jon Yao’s Kato offers a refined yet soulful interpretation of Taiwanese cuisine, weaving intricate flavors into an ever-evolving menu. Delicacies like caviar-studded Dungeness crab with Chinese celery and smoky grilled freshwater eel over seaweed fried rice showcase Yao’s meticulous approach. Though prices have doubled since its original location, the expanded menu, and polished service make this iteration of Kato a true destination, further elevated by an expertly curated wine list and creative cocktail program.

Baroo

Location: 905 East 2nd Street, Los Angeles, CA 90012

After years away from the LA fine dining scene, chef Kwang Uh has resurrected his visionary fermentation-focused restaurant, Baroo, in the Arts District. This new iteration, now a tasting menu restaurant with a curated selection of natural wines, cocktails, and traditional Korean sul, brings a more polished yet still deeply experimental approach. While Buddhist philosophy informs the structure of the menu, the experience remains subtle and artful rather than overtly conceptual. Courses, which have included battered skate wing wrapped in lettuce with seabuckthorn and pork collar served alongside a goulash jjigae, offer a poetic exploration of seasonality and balance. At $115 per person, Baroo’s revival marks its long-overdue place at the forefront of LA’s modern Korean movement.

Damian

Location: 2132 E 7th Pl, Los Angeles, CA 90021

Dining at Damian, Enrique Olvera’s celebrated Arts District restaurant, feels like stepping into an elegant Mexico City hideaway. The elegant dining interior blends industrial elements with lush greenery, creating a warm, inviting atmosphere where the bar stretches along one wall and intimate booths line the other. The menu offers refined takes on Mexican flavors, with highlights like duck carnitas and a crisp Caesar tostada. A must-order guacamole, served with fresh herbs and crispy tostadas, sets the stage for a meal that seamlessly fuses tradition with modern technique.

Orla Santa Monica

Location: 1700 Ocean Avenue, Santa Monica, California 90401

Michael Mina’s contemporary Egyptian restaurant, once a Mandalay Bay staple in Las Vegas, now finds a new home at the luxurious Regent Santa Monica Beach hotel. Mina, a renowned fine dining chef, presents a menu that pays homage to his Egyptian and Greek roots with elevated takes on comforting classics—think crispy falafel topped with bigeye tuna, delicate gnudi paired with lamb meatballs, and a mixed kebab platter featuring filet mignon, lamb kofta, and chicken dolmas. Unlike its opulent Vegas counterpart, Orla’s Santa Monica location, designed by AvroKO, is bathed in natural light and offers nearly unobstructed ocean views from its outer tables. Inside, plush tan leather banquettes set the stage for a refined yet inviting fine dining experience.

Mélisse Restaurant

Location: 1104 Wilshire Boulevard, Santa Monica, CA 90401

Chef Josiah Citrin and chef de cuisine Ken Takayama orchestrate an exquisite elegant dining experience at this two-Michelin-starred institution. With just 14 seats, the intimate dining room hosts an eight-course, two-and-a-half-hour journey featuring intricate dishes such as a seaweed tart topped with smoked salmon and roe, melt-in-your-mouth A5 wagyu with morels and pickled ramps, and more. Priced at $399 per guest, the experience is as exclusive as it is indulgent. Reservations can be secured through OpenTable.

Seline

Location: 3110 Main St Ste 132 (Marine St), Santa Monica, CA 90405

Chef Dave Beran’s latest venture, Seline, builds on the legacy of his acclaimed restaurant Dialogue, offering a deeply immersive tasting menu experience in Santa Monica. Opened in December 2024, Seline is named after his daughter, Harvest Moon, and its moody, celestial-inspired dining room is punctuated by large-scale vibrant artwork. The nearly open-concept kitchen allows diners to witness the culinary artistry firsthand, with a seasonal menu that weaves a narrative—winter saw the kitchen experimenting with squash across multiple courses. Thoughtful wine and non-alcoholic pairings complement each dish, while service is impressively intuitive, predicting guests’ needs with precision. This is a dining experience that lingers in memory, an occasion well worth the price of admission.

Mori Nozomi

Location: 11500 West Pico Boulevard, Los Angeles, CA 90064

Chef Nozomi Mori has carved out a distinct niche with her namesake counter. Mori employs techniques inspired by the Japanese tea ceremony, bringing an unmatched level of refinement to her sushi. Each bite reflects her meticulous approach to rice seasoning and seafood selection. Likewise, she highlights seasonal delicacies like hairy crab and bluefin tuna sourced from Tokyo’s Toyosu Market. The meal, expertly executed by Mori and her all-female team, concludes with matcha tea and delicate, handmade wagashi. At $250 per person, Mori Nozomi remains a relative bargain compared to other top-tier omakase spots in LA, where prices often surpass $400.

N/Naka

Location: 3455 Overland Ave, Los Angeles, CA 90034

Chefs Niki Nakayama and Carole Iida-Nakayama craft a 13-course modern kaiseki menu that effortlessly bridges tradition and innovation. The meal evolves with the seasons, each course reflecting the chef’s artistry while staying true to kaiseki principles. The experience, spanning three meticulously paced hours, leaves guests feeling indulged yet never overwhelmed. A recent renovation has transformed the dining room into an elegant yet understated space. Likewise, it now features curved cement accents and warm wooden cabinetry, further elevating the intimate atmosphere.

Marea

Location: 430 North Camden Drive, Beverly Hills, CA 90210

New York’s beloved Marea has seamlessly translated its refined coastal Italian menu to Beverly Hills. Guests sip wine in the elegant dining room, settling into curved wood banquettes. Savoring dishes like caviar with airy gougères, oysters on the half-shell, and bruschetta crowned with a generous dollop of roe. Larger plates feature ricotta-stuffed ravioli and a showstopping 40-ounce tomahawk steak. For dessert, lemon ricotta bomboloni and silky tiramisu make a fitting finale.

Somni

Location: 1045 Nemo Street, West Hollywood, CA 90069

After much anticipation, chef Aitor Zabala has unveiled the latest iteration of his Michelin-starred tasting menu restaurant, Somni. The 14-seat counter invites guests into a meticulously choreographed meal. Over 20 courses unfold in an artistic display. Imagine a delicate Parmesan feather with dashi meringue and Astrea caviar. Think steamed Spanish turbot finished with a single perilla leaf. At $495 per person, with an optional $225 wine pairing, Somni remains one of the city’s most captivating culinary spectacles.

Somerville

Location: 4437 West Slauson Avenue, Los Angeles, CA 90043

One of LA’s toughest reservations, Somerville in View Park-Windsor Hills is more than just a restaurant—it’s a cultural experience. Paying homage to LA’s historic Black community along Central Avenue, this Art Deco-inspired dining room is a must. The restaurant features rich mahogany wood and a grand piano anchoring a modestly sized stage for live performances. The menu is as enticing as the ambiance, with highlights including fried chicken and caviar sliders and Parker House rolls. Order a Golden Age cocktail—blended with Sir Davis Rye—and settle in for an unforgettable evening.

Providence

Location: 5955 Melrose Ave, Los Angeles, CA 90038

After 18 years, Providence remains one of LA’s most consistently outstanding fine dining destinations. Chef Michael Cimarusti and partner Donato Poto continue to curate an exceptional seafood-tasting menu ($325 per person). The menu offers eight meticulously crafted courses featuring pristine catches. For the fortunate few, Cimarusti might even share a pour from his private whiskey collection. Every plate is artfully executed and presented with thoughtful explanations, making Providence the very definition of refined dining.

Spending the Day in Silver Lake | Out & About

Tucked into the hills of East L.A., Silver Lake charms with its artsy spirit, tree-lined streets, and sweeping cityscapes. Whether you’re in the mood for vintage finds, hip eateries, or just a laid-back stroll, this neighborhood offers the perfect mix for a memorable day out.

Starting your day in Silver Lake

Kick off your morning with a visit to the Silver Lake Reservoir, a local favorite for getting outside and soaking up the scenery. This scenic loop draws joggers, dog walkers, and cyclists alike, thanks to its peaceful vibe and picturesque views of both the hills and skyline. Whether you’re up for a brisk walk or a casual ride, it’s the perfect place to ease into the day.

Grabbing a Bite in Silver Lake

Once you’ve explored the neighborhood, treat yourself to a bite at one of Silver Lake’s buzziest new eateries. Bar Siesta brings a lively, relaxed energy with its playful spin on classic tapas, while Pijja Palace flips the script on traditional sports bars with its bold Indian-American mashups and cult-favorite pizzas. Whether you’re in the mood for a quick snack or a full-on feast, these local gems promise flavor and fun in equal measure.

Shopping in Silver Lake

If you’re looking for some shopping, you’ll find plenty of boutiques and vintage shops to explore here. Check out the selection of vintage clothing and home decor at the vintage shop, Yesterday’s News, or the curated selection of clothing and accessories at General Store.

Spending the afternoon in Silver Lake

Later in the day, lace up your sneakers and make your way to the iconic Griffith Observatory. The hike up rewards you with sweeping views of Los Angeles, including a postcard-perfect glimpse of the Hollywood sign. Inside, you’ll find interactive exhibits on space and science, plus a planetarium that brings the cosmos to life.

Enjoying the evening

When evening rolls in, unwind with a cocktail at one of Silver Lake’s effortlessly cool bars. Bar Stella remains a local favorite for its moody charm and elevated drinks, while the Jaguar Room offers a sultry, jungle-chic vibe that’s perfect for a cozy nightcap.

With its mix of indie boutiques, crave-worthy food spots, and scenic trails, Silver Lake packs a whole lot of character into one neighborhood. Whether you’re exploring by day or vibing by night, there’s always something inspiring to discover in this creative L.A. enclave.

Economic Update | Week Ending January 24, 2026

Weekly Economic Update; WEU
Mortgage rates – Every Thursday, Freddie Mac publishes interest rates based on a survey of mortgage lenders throughout the week. The Freddie Mac Primary Mortgage Survey reported that mortgage rates for the most popular loan products as of January 22, 2026, were as follows: The 30-year fixed mortgage rate was 6.09%, up slightly from 6.06% last week. The 15-year fixed was 5.44%, up from 5.38% last week.

The graph below shows the trajectory of mortgage rates over the past year.

Stock Markets and most prominent financial news of the week – It was another wild week for stocks, bond markets, and interest rates. It began with stock markets, which were closed on Monday for Martin Luther King Day, dropping over 2% on Tuesday when new tariffs on Europe were announced to begin on February 1 over the Greenland controversy. Stock markets dropped over 2%, their biggest one-day drop since tariffs were first announced on April 2, 2025. Bond yields and interest rates also rose. Fortunately, the “framework of a deal” was announced on Thursday and stock markets recovered much of their losses.

The Dow Jones Industrial Average closed the week at 49,098.71, down 0.5% from 49,359.33 last week. It is already up 2.2% from 48,063.29 on December 31, 2025. The S&P 500 closed the week at 6,915.71, down 0.4% from 6,940.01 last week. The S&P is up 1% from 6,845.50 on December 31, 2025. The Nasdaq closed the week at 23,501.24, down 0.1% from 23,515.39 last week. It is up 1.1% from 23,241.99 on December 31, 2024.

The 10-year treasury bond closed the week yielding 4.24%, unchanged from 4.24% last week. The 30-year treasury bond yield ended the week at 4.82%, almost unchanged from 4.83% last week. We watch bond yields because mortgage rates follow bond yields.

Home sales figures are released on the third week of the month for the previous month from the National Association of Realtors and the California Association of Realtors. Here is a summary of the December existing home sales reports.

U.S. existing-home sales – December 2025 – The National Association of Realtors reported that existing-home sales totaled 4.35 million units on a seasonally adjusted annualized rate in November, up 5.1% from the number of homes sold in November and up 1.4% from the number of homes sold last December. The median price paid for a home sold in the U.S. in November was $404,400, down slightly from $409,200 in November, but up 0.4% from $403,700 one year ago.

California existing-home sales – The California Association of Realtors reported that existing-home sales totaled 288,200 on an annualized basis in December, up 2% from a revised 282,490 last December. The statewide median price paid for a home in was $850,680 in December, down 0.4% from $855,680 in November. The statewide median price peaked at $910,160 in April before falling steadily each month to end the year down 7% from its peak. Year-over-year the median price dropped 1.3% from $861,020 on December 31, 2024.

Have a Great Weekend!

Late Winter Garden Upkeep | Home Tips

While most of the country is knee-deep in snow, gardeners in Southern California are treated to a milder, more forgiving late winter. That said, the transition from January to February is still a crucial time for maintaining your garden’s health and preparing for the vibrant spring ahead. With a little attention and the right touch, winter garden upkeep in Southern California can set the stage for blooming success.

Later Winter Pruning Tips for Health and Shape

One of the most important aspects of winter garden upkeep in Southern California is pruning. January is an ideal month to prune deciduous fruit trees like apples, pears, and peaches. Trim back any dead or diseased branches to encourage healthy growth and fruit production come spring. Roses also benefit from a hard prune this time of year—cut them back to about one-third of their size to stimulate fresh, vigorous canes.

For ornamental shrubs and perennials, light pruning can help maintain shape and remove any frost-damaged foliage. Always use clean, sharp tools to prevent the spread of disease.

Feed the Soil, Not Just the Plants

Your garden’s soil may be working harder than it looks. Enrich it now to ensure it has the nutrients it needs to support future growth. Add compost, well-rotted manure, or an organic soil conditioner to your garden beds. This is a great time to plant cover crops or add mulch around existing plants to regulate temperature and moisture as the weather fluctuates.

Remember, winter garden upkeep in Southern California is less about survival and more about preparation. A well-fed garden now means a stronger, more vibrant garden in the months ahead.

Plan and Plant Cool-Season Crops in Late Winter

January and February are ideal for planting cool-season vegetables like kale, broccoli, lettuce, and carrots. If you’re tight on space, container gardening works beautifully in our region’s temperate winter climate. Herbs such as parsley, cilantro, and chives also thrive during this time and can be harvested fresh throughout the season.

It’s also a great moment to assess your garden layout and start planning for spring planting. Take stock of what worked (or didn’t) in the fall and envision what changes you might want to make.

Watch the Weather, Water Wisely

Despite our reputation for sunny skies, Southern California winters can bring sudden cold snaps and sporadic rain. Keep an eye on the forecast, and be ready to cover sensitive plants if temperatures dip near freezing. Frost cloths or old bed sheets work in a pinch.

When it comes to watering, less is more this time of year. Established plants generally require minimal irrigation in winter. However, be sure to check the soil moisture regularly—especially for potted plants or newly planted vegetables.

Clean Up and Stay Ahead of Weeds in Late Winter

Finally, clear away fallen leaves and debris to prevent pests and diseases from taking hold. Tackling weeds now while the soil is soft can save you hours of backbreaking work in the spring. Consistent cleanup is a key part of smart winter garden upkeep in Southern California.

Last Leaf

With a little planning and proactive care, your garden can stay beautiful and productive through winter’s end. Whether you’re nurturing a backyard haven or a small patio plot, these simple steps will keep your green space thriving as we move from January to February.

Mortgage Rate Update | January 22, 2026

MRU

Mortgage rates – Every Thursday, Freddie Mac publishes interest rates based on a survey of mortgage lenders throughout the week. The Freddie Mac Primary Mortgage Survey reported that mortgage rates for the most popular loan products as of January 22, 2026, were as follows:

The 30-year fixed mortgage rate was 6.09%, up slightly from 6.06% last week. The 15-year fixed was 5.44%, up from 5.38% last week.

The graph below shows the trajectory of mortgage rates over the past year.

From Apple AirTag AI to Xbox Cloud Gaming and More! | Tech News

As this week comes to an end, it’s time to dial into the major headlines in the world of tech. From Apple AirTag AI to Xbox Cloud Gaming and more, we have you covered on what’s happening from across the web. Check out the latest in this week’s blog!

Adobe turns Acrobat into a multitool: podcasts, presentations, and chat editing

Adobe expanded Acrobat Studio with generative AI features that can summarize PDFs as podcast-style audio, auto-generate presentation decks, and let you edit documents via chat prompts — all inside Acrobat Studio rather than the basic reader. Generate Podcast reads a doc and creates a short, listenable summary (Adobe currently wires Microsoft and Google voice models into the flow), while Generate Presentation sketches pitch decks using Adobe Express templates that you can tweak. The AI chat editor also handles practical PDF edits: remove pages, swap images, redact text, or add signatures by describing the change. It’s a clear nudge toward turning passive document storage into active, shareable assets — useful for busy teams who prefer listening to long reports or want a deck fast. Expect privacy and model-choice questions to follow as companies weigh cloud models and on-device options. 

Nintendo’s Talking Flower is weird, adorable merch for Mario superfans

Nintendo’s follow-up to Alarmo, the Talking Flower plush, is a charmingly strange bit of IP extension: a voiceable, collectible figure tied to Super Mario Wonder that says phrases and reacts when you pre-order or interact with it. It’s the kind of tactile merch that turns fandom into a physical moment — perfect for shelf styling, gift drops, and social unboxings. The product leans into Nintendo’s long history of whimsical accessories that surprise and delight beyond the screen. For merch teams and lifestyle creators, it’s a reminder that beloved characters can live in wardrobes and coffee-table displays, not just in game libraries. Expect a steady trickle of short-run collectibles that keep franchises culturally visible between major releases. 

1Password adds a phishing-prevention shield to its extension

1Password introduced an anti-phishing feature for its browser extension that aims to stop credential theft by detecting suspicious login flows and fake pages before users deposit passwords. The tool analyzes page signals and context to warn when a site’s request looks like a credential-capture attempt, and it can block autofill into pages that don’t match expected metadata. For security teams and everyday users alike, this closes a common attack vector: the confident-looking phishing page that tricks people into handing over access. 1Password’s move reflects a broader industry shift from passive vaults to proactive risk mitigation at the moment of authentication. Expect password managers to keep layering detection and behavioral signals as phishing techniques evolve. 

Apple rumor: an AirTag-sized AI “pin” could be on the horizon

Supply-chain whisperings and rumor reporting suggest Apple is prototyping a tiny wearable — an AirTag-sized “AI pin” — that could surface quick contextual AI features without needing a phone in hand. The idea is a subtle, always-available interface for short prompts, tiny notifications, or ambient AI — a spatial companion rather than a full-blown headset or phone replacement. Rumors point to gesture or proximity interactions and close integration with the Apple ecosystem, though details and timelines remain speculative. If true, this would be Apple’s next move toward on-body computing that’s less obtrusive than glasses but smarter than a passive tracker. Treat the report as a heads-up rather than a spec sheet; Apple’s product paths often shift during development. 

Spotify experiments with Page Match to sync audiobooks to paper pages

Spotify is testing “Page Match,” a feature that syncs audiobook playback to the page in your print book, so listeners can flip physical pages while the app follows along — handy for study editions and hybrid reading habits. The tool uses anchor points and timestamps to keep audio, text, and page numbers in sync, aiming to help learners and immersive readers who move between formats. For publishers and authors, Page Match is an interesting value add that could boost audiobook bundles and cross-format sales. The experiment continues Spotify’s push into long-form audio features that go beyond music playlists and podcasts. If it scales, expect tighter ties between publishers and streaming platforms for immersive reading products. 

Xbox Cloud Gaming tests a free, ad-supported tier to broaden reach

Microsoft is piloting an ad-supported free tier for Xbox Cloud Gaming. The update to Xbox Cloud Gaming would let more players stream games without a Game Pass subscription. Likewise, Xbox would use ads to help monetize the experience. The move by Xbox aims to lower the barrier to entry for cloud play. Additionally, the move tests how ads can coexist with interactive content without ruining the experience. For publishers, it’s another distribution channel to surface demos, live ops, and conversion funnels. Of course, for players, it’s a cheaper way to try cloud streaming if they accept occasional advertising. The success of the experiment will hinge on ad load, relevance, and whether latency or interruptions degrade gameplay. If Microsoft gets the balance right, cloud gaming could broaden beyond subscription wallets into mainstream casual play. 

Realme promises days of battery life with a 10,001mAh phone battery

Realme showcased a phone concept that packs an eye-watering 10,001mAh battery and claims multi-day usage on a single charge, positioning itself for heavy-use scenarios like travel, fieldwork, and prolonged media consumption. The engineering tradeoffs are obvious — device weight, heat management, and charging ergonomics — but the promise appeals to anyone who treats battery anxiety as a real productivity blocker. If Realme ships practical firmware and clever power management, the device could redefine endurance phones beyond incremental increases. Expect compromises in slimness and perhaps charge speed, but for a core segment, the payoff is undeniable: literally days between plugs. It’s a reminder that battery capacity is still a differentiator in a market obsessed with cameras and screens.  

Weekend Events | January 23 – January 25, 2026

As January continues on, the weekend arrives with a fresh pick of fun events. From Lunar New Year celebrations to Wine Festivals, and more, we have you covered. Check out what’s happening in your neighborhood from January 23 through January 25.

Los Angeles Weekend Events | January 23 – January 25 

UCB’s 20th Anniversary Celebration

When: January 25, 2026 

Where: Franklin Village

What: Upright Citizens Brigade celebrates 20 years in L.A. with a day-long comedy bash featuring improv shows, panels, and workshops in partnership with the Groundlings, the Pack Theater, and the World’s Greatest Improv School. From free performances and trivia to a flagship ASSSSCAT show and a finale improv showdown, it’s a can’t-miss event for comedy lovers.

Uncorked Wine Festival

When: January 24 

Where: DTLA

What: Uncorked Wine Fest is back at Union Station for its 11th year, pouring over 100 wines alongside live music, food trucks, and a classic L.A. backdrop. Guests can enjoy global varietals, a zero-proof lounge for Dry January participants, and VIP perks like early entry and exclusive lounge access. All tastings are included with your ticket—just bring an appetite for the food trucks.

Dine L.A. Restaurant Week

Where: Various locations

When: January 23 – February 6 

What: Dine L.A.’s winter edition returns January 23 through February 6, bringing two weeks of special prix-fixe menus from hundreds of restaurants across the city. It’s the perfect excuse to revisit local favorites or finally snag a table at some of L.A.’s most buzzed-about spots, all at more wallet-friendly prices. This season shines a spotlight on the San Fernando Valley and welcomes exciting newcomers from across the county.

Westside & Beach Communities Weekend Events | January 23 – January 25 

One Year Later: Community & Science Day

When: January 24

Where: Downtown Santa Monica

What: Join Heal the Bay Aquarium for a free afternoon of hands-on marine education, a year after the Palisades Fire. Explore an 18-foot map of the fire’s impact, learn about post-fire coastal health, meet baby sea stars, and enjoy music and meditation with DJ Heidi Lawden—all set against the Aquarium’s lively marine exhibits.

Lunar New Year Celebration at Disney California Adventure

When: January 23 – February 22 

Where: Anaheim 

What: Celebrate the Year of the Horse at Disney California Adventure with a month-long Lunar New Year festival filled with flavor, folklore, and fanfare. Kids can snap pics with Mulan, Mushu, and the Disney crew in their festive best, while grown-ups can graze through market stalls offering Asian-inspired bites from China, Korea, and Vietnam. Don’t miss the vibrant daytime procession led by Mulan or the evening’s “Hurry Home” water show that brings Lunar New Year wishes to life just before World of Color begins.

Happy Birthday, Marion!

When: January 25 

Where: Santa Monica

What: Step into Old Hollywood glam at the Annenberg Community Beach House during a free open house honoring Marion Davies’ birthday. Guests can enjoy live swing music, dance lessons, an Art Deco fashion show, and guided tours of the historic Marion Davies Guest House—all while channeling 1920s and ’30s style. Vintage attire is encouraged, and RSVPs are requested to attend this nod to Santa Monica’s storied past.

 

San Fernando Valley Weekend Events | January 23 – January 25  

Trivial Comedy @ The New Deal

Where: 3501 Magnolia Boulevard | Burbank

When: January 23 

What: Head to The New Deal Restaurant & Wine Bar in Burbank for Trivial Comedy—a lively mash-up of stand-up and trivia. Five comedians take the mic while your team tackles five rounds of laugh-out-loud trivia in between sets. There’s a two-drink minimum, happy hour pricing, and prizes for the top two teams, so bring your brainpower and your best punchlines.

Fruit Tree Workshop

When: January 24 

Where: 10538 Topanga Canyon Blvd | Chatsworth

What: Dig into the fundamentals of fruit tree care with this hands-on gardening class, perfect for beginners and seasoned green thumbs alike. Learn how to choose the right tree for your yard, plant it properly, nurture it through its early years, and avoid common pitfalls—plus, get the scoop on when to expect your first harvest. From grafting know-how to tips on handling a fruit overload, this class covers everything you need to grow your own backyard bounty.

DIY Herbal Salve Workshop

When: January 24 

Where: 2120 West Magnolia Boulevard | Burbank

What: In this hands-on workshop, you’ll create your own healing herbal salve and 4oz tincture using medicinal herbs, guided by herbalist Emily Gogol. Learn the “why” and “how” behind different salve recipes, get tips for making more at home, and take home recipe printouts for future DIY projects. All materials are included, and you’ll walk away with your own salve, tincture, and the confidence to keep crafting.

 

Conejo Valley Weekend Events | January 23 – January 25 

Native Plant Fest in Oxnard

When: January 24 

Where: 800 Hobson Way | Oxnard

What: Celebrate local flora at Native Plant Fest on Saturday, January 26, from 11am to 4pm at Community Park East in Oxnard. This free, family-friendly event features educational workshops, speakers, food trucks, vendors, and interactive activities—all focused on native plants and sustainable gardening. Hosted next to the Oxnard Performing Arts Center, it’s a great way to dig into local ecology.

New West Symphony “Rachmaninoff & Gershwin”

When: January 24 – January 25 

Where: Civic Arts Plaza Theatres | 2100 Thousand Oaks Blvd, Thousand Oaks

What: New West Symphony kicks off its season with Rachmaninoff & Gershwin, a stirring concert that celebrates the music that shaped American culture. From Sousa’s iconic marches to Gershwin’s jazz-infused genius, the program honors our nation’s creative spirit and its power to uplift and unite through sound.

Phatback, Earl & Me!

When: January 25

Where: Louie’s | 32001 Agoura Road, Westlake Village

What: Catch Phatback, Earl & Me! live on Sunday, January 25, 2026, for a soulful night of rhythm, blues, groove, and jazzy Southern flair at 7pm. The show is led by iconic drummer Herman Matthews and an all-star band of touring legends. Think featured alumni from Stevie Wonder to Snoop Dogg. Tickets are $25–$40 with a two-drink minimum, and reserved seating is available via the interactive map.